Underwriting Capabilities
CARGO
Comprehensive coverage for multi-modal cargo suitable for importers, exporters, and local producers/distributors. We provide cover for static risks incidental to transit as well as world to world movements.
- Cover is available for non-containerised, bulk cargoes, break-bulk, RO/RO, specialist cargo and temperature controlled/perishable cargoes
Preferred business:
- Importers of consumer and manufactured goods –
General dry cargo, parts, vehicles, foodstuff, beverages (incl. alcohol products), vessels, cosmetics, temperature-controlled goods, IVF products, bulk goods, clothing/apparel, home-wares - Imports and exports of perishable cargo
- Machinery (new and used) and electronic goods
- Construction materials, plant & machinery relocation
Considered business (case by case):
- Seafood, frozen meat, project cargo, pharmaceuticals/vaccines
CARRIERS
Cover on a full AD basis, including breakdown and mismanagement of refrigeration machinery and customer consequential loss. Optional cover for legal defence costs for carriers operating under standard trading terms and conditions.
Preferred business:
- General freight carriers, line haul, temperature sensitive freight, bulk cargoes
- Heavy haulage, livestock carriers, mail and parcel contractors
Considered business (case by case):
- Metropolitan couriers, fresh produce
COMMERCIAL HULL
- Physical damage to vessels providing in-harbour services, offshore energy support, tourism and passenger charter vessels
- Plain English policy wording or Institute Clauses including increased value,
- Ship and boat building risks.
Preferred business:
- Quality owners and operators working with modern vessels or facilities in a risk managed environment.
- Australian owned, flagged or managed vessels operating in waters of Australia.
Considered business (case by case):
- Operating north of the 24th parallel
- Passenger vessels exceeding 30 passengers
BOAT BUILDERS RISKS
- Insuring the boat under construction
- Institute Clauses for Builders Risks
- Delivery voyages
Preferred business:
- Established yards with sound history, JH143 standard yards, steel, aluminium fabrications, timber & fibreglass/GRP constructions
Considered business (case by case):
- Rebuilds, refurbishments, timber & fibreglass constructions
MARINE LIABILITY
General liability and products liability
Preferred business:
- Ship repairers
- Marina operators
- Marine trades
Considered business (case by case):
- Naval contractors
- Off-shore energy contractors
- Charterer’s liability
- Stevedores Liability